Contact Information
The Schofield Law Firm
1524 Richmond Street
Brunswick, GA 31520
Map and Directions

Mailing Address
P.O. Box 389
Brunswick, GA 31521

Phone: 912-275-7018
Fax: 912-275-7019

E-Mail: contact@schofieldlawfirm.com

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Call now to schedule a free bankruptcy consultation. Regular office hours are Monday through Friday from 9 a.m. to 5 p.m. After-hours appointments are available upon request.
Old Glynn County Courthouse | Brunswick, Georgia
Terms
Overview | Terms | Chapter 7 | Chapter 11 | Chapter 13 | Why Hire an Attorney | What to Expect

Automatic Stay - An event that occurs automatically upon each bankruptcy filing that prevents creditors from taking any actions (such as foreclosures, garnishments, or repossessions) against the debtor.

Confirmation - The bankruptcy court's approval of a debtor's plan in a chapter 13 or chapter 11 case.

Debtor - The term used for a person or company that has filed for bankruptcy.

Discharge - An order at the end of a bankruptcy case that relieves the debtor of liability for all eligible debts.

Exempt Property - Property that can be kept by the debtor and which will not go to creditors. The types and amounts of property that can be claimed exempt are determined by Georgia law.

Means Test - A test used to determine whether the debtor can file a chapter 7 bankruptcy. Typically debtors with higher amounts of disposable income will usually have to file a chapter 13 case.

Meeting of Creditors - Also known as a "341 meeting," a meeting held soon after the bankruptcy filing in which the trustee meets with the debtor, debtor's counsel, and any creditors to review the information in the documents filed by the debtor.

Petition - The term for the main document filed with the bankruptcy court that starts a bankruptcy case.

Secured Debt - Debts such as a mortgages or car liens that give the creditor the right to recover the property on default.

Trustee - A trustee is a person assigned to every chapter 7 and 13 case (and some chapter 11 cases) whose job is to oversee the debtor's bankruptcy case.

Unsecured Debt - Debts related to credit cards and medical bills that do not allow the creditor to recover specific property.